Combined Insurance

Income Protection

Paid time off when you're sick or injured is a great benefit. But did you know that 40 million American workers do not have a SINGLE paid sick day? That's why ChamberSolutions provides access to these two important levels of a coverage. Both plans make payment directly to the insured and is in addition to another other insurance; and employees can use the money in any way they choose.


These programs are sold directly to employees using easy-to-use online shopping tools. This makes it super convenient for employers, plus should an employee change jobs, they can keep their coverage!

  • Sick Pay Plus is a supplemental policy providing cash benefits when an insured is unable to work due to accident or sickness.
  • Accident Insurance provides coverage for accident, on or off the job.

Sickpay Plus
Accident Plan
Sick Pay Plus Enrollment
Accident Insurance Enrollment
Combined logo

Combined Insurance has been serving customers since 1922 and is one of the leading providers of supplemental insurance products in North America. They have over three million supplemental insurance policies in force and pay out almost half a billion dollars in claims every year – nearly $1 million every business day. They’re rated A+ (Superior) by A. M. Best, the most widely recognized provider of insurance industry ratings. Now part of Chubb, the world’s largest publicly traded property and casualty insurer, Combined Insurance has $5 billion worth of life insurance policies in force in North America.