Retirement Solutions
When it comes to planning for retirement, you and your employees
expect more. That is why ChamberSolutions® offers
an affordable 401(k) retirement program through Lincoln Financial
Services that will help achieve financial security while providing
your company with an attractive retention tool. With little or
no set-up fee, no IRS submission requirements for standard plans
and subsidies to help cover ongoing administrative costs, the
ChamberSolutions® program is the perfect fit for
companies looking to start a retirement program, or for companies
looking to reduce the overall administrative costs on their retirement
plan.
Clear Solutions
Look to ChamberSolutions® as a trusted partner to
help you keep the people who contribute to your company’s
growth. Our plans are designed to:
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Help meet your company’s specific needs for an affordable
retirement plan. |
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Help your employees achieve financial security. |
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Minimize service fees and paperwork. |
Value-added Solutions
With a retirement plan from ChamberSolutions® you
can offer your employees a selection of well-known fund managers
and top institutional investment managers. These are many of the
same retirement plan options that larger firms - firms seeking
to attract your best people - offer their employees. And, there
are these additional advantages:
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Contributions are tax-deferred, just as they are in the
retirement plans at the nation’s largest companies. |
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The services your employees receive are comparable to those
available in plans at larger companies. |
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All participants receive quarterly performance reports
and have daily access to account values. |
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Investment selections can be changed by making a toll-free
call or by using the Internet. |
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Investment education materials are second to none. |
Cost-effective Solutions
There is little or no set-up fee and no IRS submission for standardized
plans. Our service provider performs annual administration, plan
testing and completion of all IRS forms. And, to make the program
even more affordable there are plans that offer subsidies to
help cover administrative costs.
Investing Solutions
Most ChamberSolutions® retirement programs offer
access to 401k
Toolbox, an online investment advice service. This web-based
investment advice resource offers participants a variety of investment
services. Plus, the research and educational aspects of this service
can help you, the plan sponsor, comply with your fiduciary obligations
under Section 404(c) of ERISA.
401k Toolbox offers employees the ability to:
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Calculate and forecast their retirement investment needs
and risk tolerance. |
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Keep abreast of current investment news and obtain independent
analysis of the investment options. |
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Choose a level of service that matches their comfort level:
They get the flexibility of “Do-It-Yourself” control
over their 401(k) investments and the option to select the “Manage-It-For-Me” service,
which enlists a third-party professional money manager to
manage their account. |
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Clear
Solutions